COBRA Insurance Cost, Coverage & Rules Explained Here!

Call us for affordable COBRA health insurance alternatives right now!

Play Video

Submit your information below, and an agent will contact you within 5 minutes to offer cost-effective plans!


By submitting your information, you are agreeing to receive a phone call within 5 minutes regarding your Health insurance options.

Before buying COBRA medical insurance, consider Cobra alternatives.

Short term plans are affordable alternatives to COBRA health insurance
Even if you missed open enrollment we can offer you affordable plans.
If you can answer 5 questions over the phone we can get you a quote in 5 minutes
Most customers choose short term plans because of price and flexibility

There are seven different “qualifying events” that trigger COBRA:

  • Termination of a covered employee’s employment (other than for gross misconduct)
  • A reduction of a covered employee’s hours of work causing a loss of coverage
  • The covered employee’s death
  • A divorce or legal separation from the covered employee
  • A dependent child of the covered employee ceases to be a dependent under the terms of the plan
  • The covered employee becomes entitled to Medicare
  • An employer bankruptcy (retiree plans only)

How Does Cobra Insurance Work?

COBRA costs the total amount of the health plan plus a 2% service fee…. for example if you previously paid $250 every 2 weeks and your employer contributed $400 every 2 weeks for your health plan THEN YOUR total cost would be $1300 monthly plus a $26 monthly service fee for a total of $1326.00 monthly..

Cobra insurance is on average 70% higher than what is found on the private market. You will pay 102% of the premium with Cobra Insurance. If you were not enrolled in a dental or vision plan with your employer than you cannot enroll in those plans under Cobra.

We have health insurance advisors standing by so give us a call now to understand more and get insured now!

Speak to an Agent:
(855) 924-2827